A general liability insurance policy protects a business in a wide range of situations. Most of these scenarios involve potential claims or lawsuits involving customers, third parties like delivery and shipping people, or members of the general public. You might wonder whether your operation requires general liability insurance coverage and how much it may need. Examine these four issues to determine if you need coverage and how much might be necessary.
High-risk drivers often need SR-22 insurance if they want to keep their driving privileges. If you need it, you must find an insurance company that offers it, as some do not. You might also be interested in learning some facts about this unique auto insurance coverage. Here are four facts that you might want to know as you prepare to buy an SR-22 insurance policy.
1. It Is Not Actual Coverage
People who drive or own cars need to purchase auto insurance, but some people also need SR-22 insurance. Why would you need this extra insurance? Do you even understand what it is? SR-22 is high-risk car insurance that you might need for various reasons. There are many reasons people need it, and here are several vital things to know about it.
You Had a DUI
A DUI is one of the most serious driving offenses you can get.
If you own a vehicle, you will need to carry auto insurance, which is why it is essential to understand the basics of it.
1. States Require Liability Insurance
In most states, you are required to carry a basic level of insurance. The insurance that states require you to carry is liability insurance. With liability insurance, if you get into an accident, you will be able to pay for the damage to the other vehicle and the driver's medical bills.
If you're about to purchase a home, you'll be making a big investment. This can be an exciting time and you're likely looking forward to getting settled into your new space. You don't want to forget all of the important details as you make your way through the home-buying process. One of the essential needs that shouldn't be ignored is purchasing homeowners insurance. This coverage can protect you if your home is damaged or a disaster strikes and your home is impacted.