Getting A Vehicle And Keeping It On The Road When You Don't Have Much Money

23 December 2014
 Categories: Insurance, Blog


If you are very restricted in the amount of cash that you have available to spend, you may feel as if you will never be able to afford a vehicle. There are a few things that you can do to cut costs when getting a vehicle to drive. You will need to shop around, but the effort made will pan out in the end when you have your own set of wheels on the road. Here are a few tips that you can use to cheaply get a car that you can keep on the road without spending a ton of money.


Before settling on any old vehicle, you will want to think ahead about what extra costs you will need to pay for after you have the car. Car insurance can fluctuate depending on the make and model of the vehicle that you drive. You can find cheap insurance plans through many insurance agents if you let them know that you are working on a shoestring budget.

You may be able to forego some of the extras that insurance will provide and take a policy that is the bare minimum needed to cover you in case of an accident with another driver. You may want to talk with an insurance agent, like those at Green Light Auto Insurance Specialists or others, before getting a vehicle to find out what type would give you insurance that would be within your budget.


You will want to also think about how much it will cost to maintain the vehicle. If it is a gas-guzzler, for instance, you may want to reconsider and find a more fuel-efficient model. You will want to look for a vehicle that does not need a lot of repair work. Sometimes paying a little more upfront to have a vehicle that will run without any repair will be more beneficial than buying a car that is very cheap but that needs to go in for an overhaul.

The Vehicle Itself

When searching for a vehicle, the best way to find one is to tell your friends and family that you are looking. You will have scouts helping you find the perfect vehicle and you may be able to find something from someone who is known, instead of from a stranger.

See if there is a way to make payments on a vehicle, if possible. You may be able to do this if you buy from a dealer. If you go to a used car dealer for your vehicle, ask for a vehicle that has a warranty. This will ensure that you are buying something that will not break down right after you get it on the road.

Check online car sales and auctions to be able to save a lot of money when buying a vehicle. These should only be used if you have knowledge in car repair so that you do not get taken for a ride.